Portfolio Loans

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 Portfolio loans are designed for investors who want to grow and manage their real estate holdings more efficiently. They are especially useful when you have several rental properties or a mix of rentals and flips.

Key advantages include:

• One loan instead of several
• Lower overall closing costs
• Easier monthly payment management
• Ability to leverage equity across multiple properties
• Flexible underwriting for investors

 While portfolio loans offer convenience and flexibility, it’s important to understand the risk: Because multiple properties are tied into one loan, a default could place all properties in the portfolio at risk.

This type of loan is best for:

• Experienced investors
• Landlords with stable rental income
• Investors looking to refinance multiple properties at once